As you know, price comparison sites offer to search the market for the cheapest life insurance, and we would like to take a moment to explain why some cheap life cover policies may not be the best for you in the long term.
We offer two main types of life insurance, level term assurance and decreasing term assurance. With decreasing term assurance the amount of cover decreases over the policy term and is usually taken out to protect a repayment mortgage. Both of which pay a lump sum if you die during the term of the plan and are eligible to claim. The monthly premium stays the same unless you increase your cover.
Price comparison sites sometimes list a product called ‘reviewable term assurance’ as one of the cheap life insurance policy options. However, with reviewable term assurance the premium may increase during the term of the policy. This type of policy may be presented as one of the cheapest life insurance policies at the beginning, but it could rise significantly during the term of the policy.
Although a reviewable term assurance policy may seem like one of the best and cheapest life insurance policies at the time, once it has run for a few years it could become less competitive.
The conditions and benefits of a reviewable term policy may differ to the life insurance policies that we offer, over the term of the policy.
http://www.legalandgeneral.com/life-cover/life-insurance/cheap-life-insurance.html
Wednesday, 26 August 2009
Tuesday, 18 August 2009
Over 65's Travel Insurance
If you are over 65, we specialise in providing travel insurance for you
Sometimes, finding a quote for travel insurance if you are over 65 can be frustrating, and time consuming. Many companies, especially on the internet, don't offer this protection to over 65s or senior citizens. We actually specialise in senior citizen travel insurance and would like to offer you cover, and you'll get a decision in seconds with our fast online quote system.
Our single trip senior citizen travel insurance has no upper age limit*. Annual multi trip policies are available up to the age of 74. So to get an instant quote for immediate cover for travel insurance if you're over 65 years of age click below or call 0845 8800694.
It's straight forward, and easy to arrange.
At InsureForAll, our approach to senior citizen travel insurance is to treat everyone as an individual and tailor each quote to the applicant's status. This means you only pay for the cover that you need. So whether you are aged 65 or are looking for travel insurance for over 70s, we can provide you with reassuringly high levels of cover at a low price.
We can provide senior travel insurance for single trips, annual, multi trip policies as well as cruises. So whatever you're planning or wherever you're travelling to, we have the right senior citizen travel insurance for you.
On our site you'll also find useful tips on buying the right levels of senior travel insurance as well as travel tips and guidelines for the older traveller.
Also, an important consideration for some people, we also offer a guide to travelling with a pre-existing medical condition.
Please click here to see a summary of our travel insurance for over 65s
Senior citizen travel insurance from InsureForAll is only available to UK residents.
Over 65 travel insurance quote
Over 65 travel insurance quote
Click if you are looking for holiday insurance for under 65s?
*Please note single trip policies are only available up to age 99 online. Older age groups can contact our Sales team.
Subscribe to:
Posts (Atom)